Transcript DEVELOPMENT PROGRAMMES AND FINANCIAL ASSISTANCE FOR SMEs BY : MASLINDA ZULKIFLY LEGEND HOTEL, KUALA LUMPUR 30 JULY 2008

DEVELOPMENT PROGRAMMES AND
FINANCIAL ASSISTANCE FOR SMEs
BY :
MASLINDA ZULKIFLY
LEGEND HOTEL, KUALA LUMPUR
30 JULY 2008
ABOUT SMIDEC
SMIDEC
Established under the Parliamentary Act, 539 on 2nd
May 1996
An agency under the Ministry of International Trade
and Industry
Focal point for the overall development of SMEs in
the country
Provides capacity building programmes and
assistance through fiscal and non-fiscal incentives
VISION
To be the leading organisation in
developing SMEs that contribute to
the economic growth and
enhancement of Malaysia’s
competitiveness
MISSION
To transform SMEs to be vibrant,
competitive and resilient and to be fully
integrated into the manufacturing and
services sectors
FUNCTIONS
Promote, coordinate and implement programmes for the
development of SMEs
Forge industrial linkages between SMEs and large
companies/multinational corporations (MNCs)
Implement, coordinate and monitor financial assistance
schemes
Provide technical and advisory support services
Collaborate with other local and international SMErelated agencies
PROFILE OF SMEs
DEFINITION OF SMEs
Annual sales turnover
Manufacturing, Manufacturing
Related Services and Agro based Industry
< RM25 million
OR
Full time employees
<150
Services, Primary Agriculture,
Information and
Communication Technology
(ICT)
Annual sales turnover
< RM5 million
OR
Full time employees
< 50
4,537 (0.8%)
TOTAL ESTABLISHMENTS
BY SIZE
12,610 (2.3%)
100,333 (18.2%)
• Total establishments = 552,804
• No. of SMEs = 548,267 (99.2%)
435,324 (78.7%)
LARGE
MEDIUM
SMALL
MICRO
Source: Census of Establishments & Enterprises 2005 – Profile of SMEs
DISTRIBUTION OF SMEs
BY SECTOR
Agriculture
Manufacturing (6.2 %)
(7.2 %)
Services
(86.6 %)
Source: Census of Establishments & Enterprises 2005 – Profile of SMEs
CONTRIBUTION OF SMEs
TO GDP
(%)
37
32
23.1
19.7
8.4
3.9
9.6
4.3
Source: National SME Development Blueprint 2007
CONTRIBUTION OF SMEs
TO EMPLOYMENT
(%)
56.4
57
33.9
14.5
8.1
15.1
6.9
Source: National SME Development Blueprint 2007
35
SUPPORT FOR SMEs
SME
Development
Programmes
SUPPORT
FOR
SMEs
Incentives
and
Financial
Assistance
Programmes
SME DEVELOPMENT
PROGRAMMES
ENHANCEMENT
PROGRAMME
SME EXPERT
ADVISORY PANEL
(SEAP)
OUTREACH
PROGRAMMES
BRAND SME
DEVELOPMENT
PROGRAMME
SME
DEVELOPMENT
PROGRAMMES
SKILLS
UPGRADING
TECHNOLOGY &
INNOVATION
ENTREPRENEURSHIP
ENHANCEMENT PROGRAMME
FOR SME s - AUTOMOTIVE SECTOR
Identify Sector
&
SCORE
SMEs
Current
On-Going
Programme
CAPACITY BUILDING






Malaysia-Japan
Industrial
Cooperation
(MAJAICO)
Quality Control and Improvement of Standard
Waste Reduction
Inventory Management Control and Improvement
Reduction in rejection rate during production
Technology Transfer of Mould & Die
Technical Assistance
•
Initiated under
Malaysia-Japan
Economic
Partnership
Agreement (MJEPA)
•
5-year project (20062011)
•
Improve productivity
through Lean
Production System
•
150 projects to
benefit from the
Programme
ENHANCEMENT PROGRAMME FOR
SME s - AUTOMOTIVE SECTOR …cont’d
Benefits gained by companies
under MAJAICO Programme
•
improvement in productivity from 30% to 200%;
•
reduction in unscheduled machine & tooling downtime from
4 days to 2 days;
•
reduction in rejection rate from 5% to 2 %;
•
reduce stock inventory by 17% - improvement in space utilisation and
housekeeping;
•
create opportunity for employees to contribute and make
improvement in their working areas on a regular basis; and
•
potential to penetrate into the international market.
SME EXPERT ADVISORY PANEL
(SEAP)
SMEs
Visit ,
Diagnose &
Recommend
Improvements
53 industry experts
 Packaging & Labeling
 Production capabilities
 Compliance to Standards/
Certification
 Lean Production System
 Management & Financial
Advisory
BRAND SME DEVELOPMENT
PROGRAMME
OBJECTIVE
• To promote and reinforce the value of individual SME brands.
TARGET
• To promote, reinforce and sustain the value of individual SME brands
through the building of a National Mark;
• Promote domestic and global recognition and acceptance of the National
Mark;
• To enhance the acceptability of SMEs’ products and services in domestic
and foreign markets;
• To facilitate and accelerate SME knowledge and
appreciation in branding; and
• 100 SMEs’ brands established overseas within four years.
TECHNOLOGY AND INNOVATION
National SME Innovation Focal Point
SMIDEC
Research
Institutions/
Universities
Banks/
Financial
Institutions
SMEs
Members of the National SME Innovation Focal Point
TECHNOLOGY AND INNOVATION
…cont’d
Technology Database
(in collaboration with MASTIC)
- 270 technologies available for commercialisation
- 18,413 researchers’ profile available
TECHMART
in SMIDEC’s
website
SMIDEX‘07 : 23 technologies matched
Technology Roadmap
-
Completed Roadmaps
- Work In Progress
-
→
→
→
Electrical & Electronics
ICT
Biotech industry
→
→
Automotive Sector
Plastics & Rubber
SMIDEC ANNUAL
SHOWCASE
ENTREPRENEURSHIP
Programmes
under the
Panel of
Entrepreneurship
University
students – SME
Attachment
Programme
Pilot Project on
Entrepreneurship
Mentoring
Programme
Tea-talk Program
“Bicara Petang
Bersama
Usahawan”
ENTREPRENEURSHIP
…cont’d
UNIVERSITY - SME ATTACHMENT PROGRAMME
•
Benefits to SMEs:
- exposure to the
latest development
of business
practices and
applications of
technology; and
- improved ways of
doing business.
University
Education
•
Local &
International
Networking
Local SMEs
Benefits to students:
- industry exposure
and practical
applications of their
studies as well as
enhance self
confidence in doing
business; and
- inculcate the spirit of
entrepreneurship.
Students
Linking SMEs to Universities to upgrade
the capability of SMEs
SKILLS UPGRADING
Enhancing
Marketing
Skills of SMEs
Status:
22,571 employees trained
(RM22.3 million)
Skills Upgrading
Programme
SKILLS UPGRADING
...cont’d
35 SKILLS DEVELOPMENT CENTRES &
PROFESSIONAL TRAINING PROVIDERS APPOINTED:
FINANCIAL ASSISTANCE
PROGRAMMES
Matching
Grant
• 50% of the approved project
cost is borne by the
Government and the
remainder by the applicant
Soft
Loan
• Low interest rate
• Longer repayment period
QUALIFYING CRITERIA
Companies incorporated under the Companies Act 1965 OR
enterprises incorporated under the Registration of Business
Ordinance 1956 OR Certificate of Practice by Regulatory Body
Fulfill definition of SMEs
At least 60% equity held by Malaysian
Possess valid premise license
SECTOR COVERAGE
Manufacturing
Manufacturing Related Services
Services (Except Insurance and Financial Services)
RM500,000
MATCHING
GRANTS
RM250,000
RM200,000
RM150,000
RM100,000
RM100,000
RM100,000
Matching Grant for Business Start-ups
Matching Grant for Product and Process Improvement
Matching Grant for Certification and Quality Management Systems
Matching Grant for Market Development
Matching Grant for Development and Promotion of Halal Products
Matching Grant for Enhancing Product Packaging
Grant for RosettaNet Standard Implementation
MATCHING GRANT FOR PRODUCT
AND PROCESS IMPROVEMENT
Provides grant to SMEs for Product Development and Product &
Process Improvement.
Eligible expenses :
•
Technology Feasibility Studies
•
Fees for technology transfer
•
Development of prototypes and system design
•
Product testing & registration
•
Marking and labeling
•
Machine & equipment for testing and calibration
•
Development & designing of equipment and machinery
•
Purchase of machinery and equipment
•
Initial patent registration/patent search/IP Protection
•
Specific Project Mission
•
Cleaner Production and Waste Treatment Project
MATCHING GRANT FOR ENHANCING
PRODUCT PACKAGING
Designing and improving product packaging and labeling through
appropriate packaging technology
Eligible Expenses :
•
Related costs and services for designing, packaging, marking
and labeling
•
Trade mark and patent registration
•
Purchase of related machinery and equipment
• Interest Rate: 2%
• Max Loan: RM 3 million
• Payment Period: 15 years
• Interest Rate: 2%
• Max Loan: RM 3 million
• Payment Period: 15 years
Soft Loan for
Business
Premise
Relocation
(SLBPR)
• Interest Rate: 2%
• Max Loan: RM500,000
• Payment Period: 5 years
Soft Loan for
ICT Adoption
(SLICT)
Soft Loan for
SMEs
(SLSME)
Soft
Loan
Schemes
NEW
• 10 per cent of all value of all SMIDEC’s
grants will be disbursed upon approval;
• Interest loans for SMEs reduced from 4%
to 2% per annum; and
• Margin of financing increased from 85%
to 90%.
OUTREACH PROGRAMMES
ENTERPRISE 50 AWARD
PROGRAMME
Prestigious award recognising the achievements
of Top 50 enterprising home-grown companies
Provide opportunities to benchmark against their
peers
1996 - 2007 :
• TOTAL NOMINATIONS - 1,310
• TOTAL ALUMNI - 386
• LISTED ON MALAYSIAN BOURSE - 41
PUBLICATIONS
Handbook on Policies, Incentives, Programmes
and Financial Assistances
SME Newslink : bi-monthly publication
SME eNews : monthly e-mail blast
Annual Report
PUBLICATIONS …cont’d
Brochures
Training
Directory
PUBLICATIONS …cont’d
Women Directory
National SME
Development
Blueprint
SME Annual
Report
Brochure for
Services Sector
OUTREACH CHANNELS
SME BUSINESS CENTRE
(19th FLOOR)
Virtual SME
Information Centre :
[email protected] /
www.smidec.gov.my
InfoLine :
1-300-88-1801
Business Advisory
Services (BAS)
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