Transcript MAA Assurance Berhad (8029-A) Say Yes To Solid Financial Security MAA Maaster Capital Guaranteed Plan (Fund 2) 15/2/06 to 30/4/06 You Can Sleep Well At Night Single.

MAA Assurance Berhad (8029-A)
Say Yes To Solid Financial Security
MAA
Maaster Capital Guaranteed Plan
(Fund 2)
15/2/06 to 30/4/06
You Can Sleep Well At Night
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Specialist of InvestmentLesson
Warren Buffett said...
Rule 1: DO NOT LOSE YOUR CAPITAL
Rule 2: DO NOT FORGET RULE #1
MAA Assurance
Single Premium Plan Development Department
Say Yes To Solid Financial Security
Plan Overview
MAA Assurance

5 year investment-linked plan

Capital Guaranteed at the end
of the 5 year period

It offers investors with an upside potential
when the stock market goes up

Free Life Insurance Coverage
up to 125% of the investment

Withdrawal at anytime.. NO PENALTY!!
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Beauty of MCGP
Single Premium = RM1,000,000
Capital (RM)
Safety Net
Access to Your Money at Anytime
1,460,000
1,400,000
1,360,000
1,166,000
1,280,000
1,080,000
Capital Guaranteed
at Maturity
(1,000,000)
RM1,000,000
Free Insurance Coverage
Year
1
MAA Assurance
2
3
4
5
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Concept
Initial
Matured
Profit
PROFIT
25%
Equity
75%
Bond
100%
Capital
MAA Assurance
CAPITAL GUARANTEED
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Concept
Scenario 1 : The equity market is FLAT for the next 5 years
Initial
Matured
25%
25%
25%
Equity
75%
Bond
100%
100%
Capital Guaranteed
Total Return
MAA Assurance
125%
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Concept
Scenario 2 : Equity increases by 50% after 5 years !
Initial
Matured
37.5%
37.5%
25%
Equity
75%
Bond
100%
100%
Capital Guaranteed
Total Return
MAA Assurance
137.5%
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Concept
Scenario 3 : Equity increases by 100% after 5 years !
Initial
Matured
50%
50%
25%
Equity
75%
Bond
100%
100%
Capital Guaranteed
Total Return
MAA Assurance
150%
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Beauty of MCGP
All Other
Investment Plan
MCGP
1. The market is UP
Good Profit
Good Profit
2. The market is FLAT
ZERO Profit
25% Profit
Loss
Less Profit
3. The market is DOWN
4. The market COLLAPSE!!
MAA Assurance
Capital GONE
Capital Guaranteed
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Beauty of MCGP
All Other
Investment Plan
MCGP
1. Initial Service Fees
6.5% & above
4.0 - 5.0%
2. Management Fees
1.5%
1.0%
3. Partial/Full Withdrawal
YES
YES
4. Life Insurance
NIL
125%
MAA Assurance
Single Premium Plan Development Department
Say Yes To Solid Financial Security
The Beauty of MCGP
GOOD RETURN & NO RISK!!
Name of Fund: Capital Guaranteed 1
Commencement Date: 5 May 2003
Investment Return for Period Ending 31 DEC 2005
16.60%
(0.583)
(From Commencement Date)
MAA Assurance
Single Premium Plan Development Department
Say Yes To Solid Financial Security
Capital Guaranteed Fund (1) – Fund Performance
Month Ending
Unit Price
From Commencement
Annual Effective Rate
From Commencement
5-May-03
0.5000
0.00%
0.00%
30-Jun-03
0.5070
1.40%
4.36%
31-Jul-03
0.5050
1.00%
4.26%
31-Aug-03
0.5030
0.60%
1.87%
30-Sep-03
0.5030
0.60%
1.49%
31-Oct-03
0.5060
1.20%
2.46%
30-Nov-03
0.5090
1.80%
3.70%
31-Dec-03
0.5070
1.40%
2.14%
31-Jan-04
0.5230
4.60%
6.24%
29-Feb-04
0.5470
9.40%
11.63%
31-Mar-04
0.5420
8.40%
9.30%
30-Apr-04
0.5340
6.80%
6.88%
31-May-04
0.5260
5.20%
4.83%
30-Jun-04
0.5250
5.00%
4.31%
31-Jul-04
0.5320
6.40% Single Premium Plan Development
5.51%
Department
MAA Assurance
Say Yes To Solid Financial Security
Capital Guaranteed Fund (1) – Fund Performance
Month Ending
Unit Price
From Commencement
Annual Effective Rate
From Commencement
30-Sep-04
0.5390
7.80%
6.71%
31-Oct-04
0.5440
8.80%
7.57%
30-Nov-04
0.5580
11.60%
9.96%
31-Dec-04
0.5580
11.60%
6.83%
31-Jan-05
0.5620
12.40%
6.93%
28-Feb-05
0.5610
12.20%
6.52%
31-Mar-05
0.5600
12.00%
6.12%
30-Apr-05
0.5630
12.60%
6.15%
31-May-05
0.5630
12.80%
5.98%
30-Jun-05
0.5670
13.40%
6.01%
31-Jul-05
0.5720
14.40%
6.19%
31-Aug-05
0.5780
15.60%
6.43%
30-Sep-05
0.5790
15.80%
6.28%
31-Oct-05
0.5800
16.00%
6.21%
30-Nov-05
0.5810
16.20%
6.00%
31-Dec-05
MAA Assurance
0.5830
16.60%
Single Premium Plan Development
5.94% Department
Say Yes To Solid Financial Security
The Beauty of MCGP
20.0%
MCGP Fund Performance
18.0%
As at 31 December 2005
16.0%
15.60%
15.80%
16.00%
16.20%
14.40%
13.40%
14.0%
16.60%
12.80%
12.40% 12.20%
12.60%
12.00%
11.60%
12.0%
11.60%
10.0%
9.20%
8.40%
8.0%
7.00% 7.00%
8.40%
7.00%
6.0%
8.80%
5.60%
5.00%
4.80%
4.0%
1.40%
1.00%
0.60%
2.0%
1.60%
1.20%
0.60%
0.00%
0.0%
M ay03
Jun03
Jul03
Aug03
Sep03
Oct03
Nov03
1.40%
Dec03
Jan04
Feb04
M ar04
Apr04
M ay04
Jun04
Jul04
Aug04
Sep04
Oct04
Nov04
Dec04
Jan05
Feb05
M ar05
Apr05
M ay05
Jun05
Jul05
Aug05
Sep05
Oct05
Nov05
Dec05
From Commencement
MAA Assurance
Single Premium Plan Development Department
Now, with
Maaster
Capital Guaranteed Plan
You can sleep well at night ...
Say Yes To Solid Financial Security
Underwriting
 Minimum : RM 10,000
Maximum : RM 4,000,000 (Subject to Underwriting)
 Non-Medical Limit : RM 1,000,000
 Applicant : 18 years & above
Insured
MAA Assurance
: 15 days - 60 years old
Single Premium Plan Development Department
Say Yes To Solid Financial Security
Special Features
 Prices quoted daily in newspaper
 Death Benefit = Higher of 125% of Single Premium
or Account Value (NAV)
 Withdrawal :
(i) Surrender all units
(ii) Partial withdrawal
- minimum RM 1,000 per withdrawal
- maintain an A/C balance of RM 10,000
MAA Assurance
Single Premium Plan Development Department
Say Yes To Solid Financial Security
Partial Withdrawal
Initial Investment
Unit Price
Initial Units Invested :
: RM100,000
: RM0.50
RM96,000
= 192,000 units
RM0.50
At RM0.60, Partial Withdrawal RM20,000
RM20,000
i.e.
= 33,333 units
RM0.60
Balance Units : 192,000 - 33,333 = 158,666
158,666
New Guaranteed Amount =
X 100,000
192,000
= RM82,639
MAA Assurance
Single Premium Plan Development Department
Say Yes To Solid Financial Security
Fees Charged
Single Premium
Service Fees
10,000 - 24,999
5.0 %
25,000 - 49,999
4.5 %
50,000 & above
4.0 %
Management Fee : 1% p.a.
MAA Assurance
Single Premium Plan Development Department
MCGP
Gains Without The Pain!!
You Take The Gain,
We Absorb The Losses!!
Say Yes To Solid Financial Security
If you need further assistance, please call us 7/24 at:
Mr. Putra Abdullah
( 03-2146 9199 / 019-373 3723
* [email protected]
Thank You!
MAA Assurance
Single Premium Plan Development Department